Riva featured in HSBC Innovation Report

Riva has been recognised among the leading innovators shaping the future of finance in the latest UK Innovation Update published by HSBC Innovation Banking and Dealroom.co.

The report highlights the continued strength of the UK's startup ecosystem — with fintech once again at the forefront, representing nearly a quarter of all venture investment. Despite macroeconomic headwinds, funding remains resilient across all stages, from early-stage ventures to established scale-ups.

"The current deal environment for fintech remains highly dynamic, with payments standing out as one of the most attractive segments," said Niklas Hoejman, co-founder and CEO of Riva.

"Riva's recent $3 million pre-seed round reflects this trend, with investors actively pursuing opportunities driven by both the scale of the global market and the rapid pace of technological innovation."

The report notes that UK startups collectively raised $9 billion in Q3 2025, marking the second-strongest third quarter on record. Fintech continues to lead the charge, underscoring the UK's position as a global hub for financial innovation.

"The emergence of blockchain and stablecoins has enabled new payment infrastructures that promise faster, cheaper, and more transparent solutions — in sharp contrast to the legacy rails still largely operated by banks," Hoejman added. "Recent regulatory changes in the UK and EU are also shaping the landscape, providing greater clarity around digital assets and opening the door for broader institutional adoption, even as fragmentation across jurisdictions continues to complicate scaling."

At Riva, the focus remains on building next-generation solutions for global payments — combining traditional banking rails with blockchain and stablecoin technology to make cross-border transfers faster, cheaper, and more transparent for businesses worldwide.

Read the full report here.