Insight
December 20252 min read
Riva Case Study: Optimising Payments for Talent Force Global
How a global staffing leader cut payment costs and reduced operational complexities by partnering with Riva Money.
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Riva as a Service
Global money movement
built into your product.
Keep your customer experience under your brand while Riva powers accounts, FX, compliance, payouts, and digital asset rails behind the scenes.
APIs + Dashboard
Compliance + Controls
Fiat + Digital Asset Rails
Riva as a Service
Launch payment capabilities inside your own product.
Embed accounts, FX, payouts, wallets, and cross-border money movement into your platform without stitching together banks, payment providers, and operational workflows.
Your productsyour brand, your UI, your users
Neobank
Marketplace
Payroll
B2B SaaS
Two ways to build
One APIEmbed Riva inside your product
OR
Dashboard UIOperate workflows manually from day one
riva.Platform
LivePlug-and-playSwitch on only the capabilities you need today. Add more rails as you grow, all on one contract and one integration.
Multi-currency accounts
Customer-named accounts on local rails and SWIFT.
FX & conversion
Convert across currencies before you pay out.
Global payouts
Bank, mobile money, and stablecoin rails by market.
Compliance & KYC
Onboarding, screening, monitoring, and controls.
Digital asset rails
Stablecoin on/off-ramp for USDC and USDT.
Digital wallets
Custodial and non-custodial wallet primitives.
Dual-rail settlementBank railsStablecoin rails37+ countries · 40+ currencies · lower operating cost
Developer Friendly
Build your own payment experiences.
For teams that need more, our robust API allows you to embed Riva's capabilities directly into your internal tools or product. Automate payouts programmatically.
REST APIWebhooksSandbox Environment
POST /v1/payouts
const payout = await riva.payouts.create({
amount: 5000,
source_currency: 'GBP',
target_currency: 'USD',
recipient: 'rec_123456789',
reference: 'Inv #4002'
});
// Response
{
"id": "pay_987654321",
"status": "scheduled",
"fee": 2.50,
"exchange_rate": 1.3493
}
Built by Founders Who Lived the Problem
Founding Riva in 2025, Niklas and Mahendra set out to fix the slow, costly, and opaque reality of cross-border payments — a challenge they had experienced firsthand.
Drawing on years in senior roles at Revolut and Wise, they understood the limits of legacy systems and saw the potential of blockchain to deliver faster, simpler, and more transparent global transfers.
Join Our Mission
If you're passionate about innovation, thrive in a fast-paced environment, and want to make a real impact - let's talk!
View jobs
Riva's team brings experience from
TetherJ.P.MorganFlipkartWISERevolutGoldman Sachsamazon
Backed by Top-tier Investors
Riva closed a pre-seed round in March 2025, led by venture capital firm Project A, alongside a strong group of angel investors with deep experience in fintech and financial services.
Angel investors from
Riva works with a trusted ecosystem of top-tier partners to strengthen our products and services.
Global Regulatory Coverage
Riva provides regulated financial services through a combination of direct authorisations and licensed partner institutions.
Authorised and regulated in
Provided by regulated partners in
Riva Insights
Intelligence for Modern Businesses
Expert analysis, industry trends, and strategic guides for finance leaders navigating the global economy.
Announcement
November 20252 min read
Riva approved as a Virtual Asset Service Provider
Riva Money Switzerland has been approved as a Virtual Asset Service Provider (VASP) and is now a member of the SRO VQF
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Announcement
November 20252 min read
Riva receives Payment Institution license
Riva Money Europe AB has been officially authorised as a Payment Institution (API) by the Swedish FSA.
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Insight
October 20252 min read
Riva featured in HSBC Innovation Report
Riva co-founder Niklas Hoejman featured in the latest UK Innovation Update by HSBC and Dealroom.
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Insight
September 20251 min read
The Story Behind Riva
In a guest post with Project A, Niklas Hoejman shares what inspired him and Mahendra Katoch to start Riva.
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Insight
September 20255 min read
A New Era for Global Payments
Stablecoins are redefining cross-border payments — bringing speed, savings, and clarity.
Read article
FAQ
Frequently Asked Questions
Quick answers to common questions about how Riva works, pricing, and security.
Riva is a global payments platform that helps businesses send, receive, and manage money across borders from one place.
We are licensed in Europe and Switzerland and work with a licensed partner in the UK. Riva connects to multiple regulated payment networks and liquidity providers, and for each payment selects the most efficient route to deliver speed, reliability, and competitive FX rates.
From the customer's perspective, it feels simple and familiar. Behind the scenes, Riva handles the complexity.
Experience the future of global payments
Join the businesses saving time and money with instant, transparent cross-border settlements.